---
title: Understanding funding | Funding Info
description: Challenges to accessing finance, what you need finance for, and different types of finance products and funders
---

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1. [Funding Info](https://knowledge.finfind.co.za/)
2. [Understanding funding](https://knowledge.finfind.co.za/understanding-funding)

# Understanding funding

 Challenges to accessing finance, what you need finance for, and different types of finance products and funders

## Challenges to accessing finance

- [Introduction to access to finance challenges](https://knowledge.finfind.co.za/common-challenges-to-accessing-finance)
- [What if you have a bad credit score?](https://knowledge.finfind.co.za/what-if-you-have-a-bad-credit-score)
- [Understanding your Credit Report](https://knowledge.finfind.co.za/understanding-your-credit-report)
- [Learn more about collateral](https://knowledge.finfind.co.za/learn-more-about-collateral)
- [Understanding personal surety](https://knowledge.finfind.co.za/understanding-personal-surety)
- [Other challenges to accessing finance](https://knowledge.finfind.co.za/other-challenges-to-accessing-finance)

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## Different funding needs

- [Introduction to finance needs](https://knowledge.finfind.co.za/what-do-you-need-finance-for)
- [Do you need finance to buy an existing business?](https://knowledge.finfind.co.za/do-you-need-finance-to-buy-an-existing-business)
- [Do you need finance for equipment and machinery?](https://knowledge.finfind.co.za/do-you-need-finance-for-equipment-and-machinery)
- [Do you need finance for working capital?](https://knowledge.finfind.co.za/do-you-need-finance-for-working-capital)
- [Do you need finance to complete a contract?](https://knowledge.finfind.co.za/do-you-need-finance-to-complete-a-contract)
- [Do you need finance to expand your business?](https://knowledge.finfind.co.za/do-you-need-finance-to-expand-your-business)
- [Do you need finance to buy a building for your business?](https://knowledge.finfind.co.za/do-you-need-finance-to-buy-a-building-for-your-business)
- [Do you need finance to buy out a partner ?](https://knowledge.finfind.co.za/do-you-need-finance-to-buy-out-a-partner)
- [Do you need finance to buy a franchise?](https://knowledge.finfind.co.za/do-you-need-finance-to-buy-a-franchise)
- [Do you need finance for exporting?](https://knowledge.finfind.co.za/do-you-need-finance-for-exporting)
- [Do you need finance for importing?](https://knowledge.finfind.co.za/do-you-need-finance-for-importing)
- [Do you need finance for a business emergency?](https://knowledge.finfind.co.za/do-you-need-finance-for-a-business-emergency)
- [Do you need finance to start a business?](https://knowledge.finfind.co.za/do-you-need-finance-to-start-a-business)

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## Different types of funders

- [Introduction to what funders are looking for](https://knowledge.finfind.co.za/what-are-lenders-looking-for)
- [What family and friends look for](https://knowledge.finfind.co.za/what-family-and-friends-look-for)
- [What banks look for](https://knowledge.finfind.co.za/what-banks-look-for)
- [What debtor financiers look for](https://knowledge.finfind.co.za/what-debtor-financiers-look-for)
- [What niche SMME financiers look for](https://knowledge.finfind.co.za/what-niche-smme-financiers-look-for)
- [What angel investors/venture capitalists look for](https://knowledge.finfind.co.za/what-angel-investors-and-venture-capitalists-look-for)
- [What export lenders look for](https://knowledge.finfind.co.za/what-export-lenders-look-for)
- [What import lenders look for](https://knowledge.finfind.co.za/what-import-lenders-look-for)
- [What personal lenders look for](https://knowledge.finfind.co.za/what-personal-lenders-look-for)
- [What government lenders look for](https://knowledge.finfind.co.za/what-government-lenders-look-for)
- [What suppliers look for](https://knowledge.finfind.co.za/what-suppliers-look-for)

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## Different types of funding products

- [Introduction to different types of finance](https://knowledge.finfind.co.za/different-types-of-finance)
- [Understanding asset finance](https://knowledge.finfind.co.za/understanding-asset-finance)
- [Understanding bootstrapping](https://knowledge.finfind.co.za/understanding-bootstrapping)
- [Understanding contract finance](https://knowledge.finfind.co.za/understanding-contract-finance)
- [Understanding customer deposits](https://knowledge.finfind.co.za/understanding-customer-deposits)
- [Understanding equity](https://knowledge.finfind.co.za/understanding-equity)
- [Understanding export finance](https://knowledge.finfind.co.za/understanding-export-finance)
- [Understanding import finance](https://knowledge.finfind.co.za/understanding-import-finance)
- [Understanding invoice finance](https://knowledge.finfind.co.za/understanding-invoice-discounting-and-factoring)
- [Understanding mortgage loans](https://knowledge.finfind.co.za/understanding-mortgage-loans)
- [Understanding overdrafts](https://knowledge.finfind.co.za/understanding-overdrafts)
- [Understanding property finance](https://knowledge.finfind.co.za/understanding-property-finance)
- [Understanding supplier finance](https://knowledge.finfind.co.za/understanding-supplier-finance)
- [Understanding term loans](https://knowledge.finfind.co.za/understanding-term-loans)

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## Credit scores and reports

- [What makes up a credit score and report](https://knowledge.finfind.co.za/what-makes-up-a-credit-score-and-report)
- [Factors that impact and improve your credit score](https://knowledge.finfind.co.za/factors-that-impact-and-improve-your-credit-score)
- [What is considered a good credit score in South Africa?](https://knowledge.finfind.co.za/what-is-considered-a-good-credit-score-in-south-africa)

## Learn more

- [Contract finance](https://knowledge.finfind.co.za/contract-finance-1)
- [Customer deposits](https://knowledge.finfind.co.za/customer-deposits-1)
- [Debtor finance](https://knowledge.finfind.co.za/debtor-finance-1)
- [Equity finance](https://knowledge.finfind.co.za/equity-finance-1)
- [Finance from the manufacturer](https://knowledge.finfind.co.za/finance-from-the-manufacturer)
- [Government agencies for export research](https://knowledge.finfind.co.za/government-agencies-for-export-research)
- [Government agencies to fund execution of export orders](https://knowledge.finfind.co.za/government-agencies-to-fund-execution-of-export-orders)
- [Government Lending Agencies](https://knowledge.finfind.co.za/government-lending-agencies)
- [Niche small business finance](https://knowledge.finfind.co.za/niche-small-business-finance)
- [Personal finance](https://knowledge.finfind.co.za/personal-finance)
- [Seller finance](https://knowledge.finfind.co.za/seller-finance-1)

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- [Understanding funding](https://knowledge.finfind.co.za/understanding-funding#main-content)

    - [Challenges to accessing finance](https://knowledge.finfind.co.za/understanding-funding#challenges-to-accessing-finance)
    - [Different funding needs](https://knowledge.finfind.co.za/understanding-funding#different-funding-needs)
    - [Different types of funders](https://knowledge.finfind.co.za/understanding-funding#different-types-of-funders)
    - [Different types of funding products](https://knowledge.finfind.co.za/understanding-funding#different-types-of-funding-products)
    - [Credit scores and reports](https://knowledge.finfind.co.za/understanding-funding#credit-scores-and-reports)
    - [Learn more](https://knowledge.finfind.co.za/understanding-funding#learn-more)
- [Funding for startups](https://knowledge.finfind.co.za/funding-for-startups#main-content)

    - [Angel investors](https://knowledge.finfind.co.za/funding-for-startups#angel-investors)
    - [Crowdfunding](https://knowledge.finfind.co.za/funding-for-startups#crowdfunding)
    - [Family and friends](https://knowledge.finfind.co.za/funding-for-startups#family-and-friends)
    - [Government funding](https://knowledge.finfind.co.za/funding-for-startups#government-funding)
    - [Incubators and enterprise development programmes](https://knowledge.finfind.co.za/funding-for-startups#incubators-and-enterprise-development-programmes)
    - [Overdrafts](https://knowledge.finfind.co.za/funding-for-startups#overdrafts)
    - [Social enterprise funding/impact investing](https://knowledge.finfind.co.za/funding-for-startups#social-enterprise-funding-impact-investing)
    - [Venture capitalists](https://knowledge.finfind.co.za/funding-for-startups#venture-capitalists)
- [Dictionary](https://knowledge.finfind.co.za/dictionary)