---
title: Dictionary | Funding Info
description: Finance terminology you may encounter on your funding journey
---

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1. [Funding Info](https://knowledge.finfind.co.za/)
2. [Dictionary](https://knowledge.finfind.co.za/dictionary)

# Dictionary

 Finance terminology you may encounter on your funding journey

- [Accounts receivable](https://knowledge.finfind.co.za/accounts-receivable)
- [Accrue](https://knowledge.finfind.co.za/accrue)
- [Acquisition](https://knowledge.finfind.co.za/acquisition)
- [Affordability](https://knowledge.finfind.co.za/affordability)
- [Affordability test](https://knowledge.finfind.co.za/affordability-test)
- [AltX](https://knowledge.finfind.co.za/altx)
- [Angel investors](https://knowledge.finfind.co.za/angel-investors)
- [Appraisal](https://knowledge.finfind.co.za/appraisal)
- [Asset](https://knowledge.finfind.co.za/asset)
- [Asset finance](https://knowledge.finfind.co.za/asset-finance)
- [Assets and liabilities](https://knowledge.finfind.co.za/assets-and-liabilities)
- [Astronomically expensive](https://knowledge.finfind.co.za/astronomically-expensive)
- [Attach and sell](https://knowledge.finfind.co.za/attach-and-sell)
- [Auctioning an asset](https://knowledge.finfind.co.za/auctioning-an-asset)
- [Bankruptcy](https://knowledge.finfind.co.za/bankruptcy)
- [Basis point](https://knowledge.finfind.co.za/basis-point)
- [BEE](https://knowledge.finfind.co.za/bee)
- [Blacklisted](https://knowledge.finfind.co.za/blacklisted)
- [Bond](https://knowledge.finfind.co.za/bond)
- [Book value](https://knowledge.finfind.co.za/book-value)
- [Bootstrapping](https://knowledge.finfind.co.za/bootstrapping)
- [Borrower](https://knowledge.finfind.co.za/borrower)
- [Bridging finance](https://knowledge.finfind.co.za/bridging-finance)
- [Capital amount](https://knowledge.finfind.co.za/capital-amount)
- [Capital gains tax](https://knowledge.finfind.co.za/capital-gains-tax)
- [Capitalists](https://knowledge.finfind.co.za/capitalists)
- [Cede/ceded](https://knowledge.finfind.co.za/cede-/-ceded)
- [Cession](https://knowledge.finfind.co.za/cession)
- [Chicken and egg](https://knowledge.finfind.co.za/chicken-and-egg)
- [CIPC](https://knowledge.finfind.co.za/cipc)
- [CIPRO](https://knowledge.finfind.co.za/cipro)
- [Clause](https://knowledge.finfind.co.za/clause)
- [Collateral](https://knowledge.finfind.co.za/collateral)
- [Collateral value](https://knowledge.finfind.co.za/collateral-value)
- [Consent](https://knowledge.finfind.co.za/consent)
- [Contract finance](https://knowledge.finfind.co.za/contract-finance)
- [Controlling interest](https://knowledge.finfind.co.za/controlling-interest)
- [Conveyancing fees](https://knowledge.finfind.co.za/conveyancing-fees)
- [Credit](https://knowledge.finfind.co.za/credit)
- [Credit bureaus](https://knowledge.finfind.co.za/credit-bureaus)
- [Credit committee](https://knowledge.finfind.co.za/credit-committee)
- [Credit indemnity](https://knowledge.finfind.co.za/credit-indemnity)
- [Credit information ombudsman](https://knowledge.finfind.co.za/credit-information-ombudsman)
- [Credit rating](https://knowledge.finfind.co.za/credit-rating)
- [Credit record](https://knowledge.finfind.co.za/credit-record)
- [Creditor](https://knowledge.finfind.co.za/creditor)
- [Creditors' age analysis](https://knowledge.finfind.co.za/creditors-age-analysis)
- [Creditworthiness](https://knowledge.finfind.co.za/creditworthiness)
- [Crowd sourcing](https://knowledge.finfind.co.za/crowd-sourcing)
- [Customer deposits](https://knowledge.finfind.co.za/customer-deposits)
- [Debt](https://knowledge.finfind.co.za/debt)
- [Debt consolidation](https://knowledge.finfind.co.za/debt-consolidation)
- [Debtor](https://knowledge.finfind.co.za/debtor)
- [Debtor finance](https://knowledge.finfind.co.za/debtor-finance)
- [Debtors' book](https://knowledge.finfind.co.za/debtors-book)
- [Default](https://knowledge.finfind.co.za/default)
- [Depreciation](https://knowledge.finfind.co.za/depreciation)
- [Disposable income](https://knowledge.finfind.co.za/disposable-income)
- [Disruptive products](https://knowledge.finfind.co.za/disruptive-products)
- [Distress funding](https://knowledge.finfind.co.za/distress-funding)
- [Draw-down](https://knowledge.finfind.co.za/draw-down)
- [Due diligence](https://knowledge.finfind.co.za/due-diligence)
- [Economic indicators](https://knowledge.finfind.co.za/economic-indicators)
- [Economic recession](https://knowledge.finfind.co.za/economic-recession)
- [Economically viable](https://knowledge.finfind.co.za/economically-viable)
- [Eligibility requirements](https://knowledge.finfind.co.za/eligibility-requirements)
- [Empowerdex](https://knowledge.finfind.co.za/empowerdex)
- [Endowment insurance policies](https://knowledge.finfind.co.za/endowment-insurance-policies)
- [Equity](https://knowledge.finfind.co.za/equity)
- [Equity finance](https://knowledge.finfind.co.za/equity-finance)
- [Erratic](https://knowledge.finfind.co.za/erratic)
- [Exchange control](https://knowledge.finfind.co.za/exchange-control)
- [Excussion](https://knowledge.finfind.co.za/excussion)
- [Export](https://knowledge.finfind.co.za/export)
- [Export credit guarantee](https://knowledge.finfind.co.za/export-credit-guarantee)
- [Face value](https://knowledge.finfind.co.za/face-value)
- [Factoring](https://knowledge.finfind.co.za/factoring)
- [Fair market value](https://knowledge.finfind.co.za/fair-market-value)
- [Financial statements](https://knowledge.finfind.co.za/financial-statements)
- [Fixed interest rate](https://knowledge.finfind.co.za/fixed-interest-rate)
- [Forced sale](https://knowledge.finfind.co.za/forced-sale)
- [Forecast](https://knowledge.finfind.co.za/forecast)
- [Future order book](https://knowledge.finfind.co.za/future-order-book)
- [Garnishee order](https://knowledge.finfind.co.za/garnishee-order)
- [Gearing](https://knowledge.finfind.co.za/gearing)
- [Going concerns](https://knowledge.finfind.co.za/going-concerns)
- [Guarantor](https://knowledge.finfind.co.za/guarantor)
- [Impact Investing](https://knowledge.finfind.co.za/impact-investing)
- [Indemnity](https://knowledge.finfind.co.za/indemnity)
- [In-kind contributions](https://knowledge.finfind.co.za/in-kind-contributions)
- [Insurance policy](https://knowledge.finfind.co.za/insurance-policy)
- [Interest](https://knowledge.finfind.co.za/interest)
- [Interest rate](https://knowledge.finfind.co.za/interest-rate)
- [Invariably](https://knowledge.finfind.co.za/invariably)
- [Invoice discounting](https://knowledge.finfind.co.za/invoice-discounting)
- [Joint liability](https://knowledge.finfind.co.za/joint-liability)
- [JSE](https://knowledge.finfind.co.za/jse)
- [Kernel of wisdom](https://knowledge.finfind.co.za/kernel-of-wisdom)
- [Khula Credit Guarantee](https://knowledge.finfind.co.za/khula-credit-guarantee)
- [Knowledge economy](https://knowledge.finfind.co.za/knowledge-economy)
- [Layman](https://knowledge.finfind.co.za/layman)
- [Lender](https://knowledge.finfind.co.za/lender)
- [Lending criteria](https://knowledge.finfind.co.za/lending-criteria)
- [Lending transaction](https://knowledge.finfind.co.za/lending-transaction)
- [Letter of credit](https://knowledge.finfind.co.za/letter-of-credit)
- [Letter of intent](https://knowledge.finfind.co.za/letter-of-intent)
- [Leverage](https://knowledge.finfind.co.za/leverage)
- [Liable](https://knowledge.finfind.co.za/liable)
- [LIBOR](https://knowledge.finfind.co.za/libor)
- [Lien](https://knowledge.finfind.co.za/lien)
- [Lines of credit](https://knowledge.finfind.co.za/lines-of-credit)
- [Liquidation](https://knowledge.finfind.co.za/liquidation)
- [Loan](https://knowledge.finfind.co.za/loan)
- [Loan guarantees](https://knowledge.finfind.co.za/loan-guarantees)
- [Mezzanine finance](https://knowledge.finfind.co.za/mezzanine-finance)
- [Minimum volume criteria](https://knowledge.finfind.co.za/minimum-volume-criteria)
- [Mitigate](https://knowledge.finfind.co.za/mitigate)
- [Monitoring and evaluation](https://knowledge.finfind.co.za/monitoring-and-evaluation)
- [Nest egg](https://knowledge.finfind.co.za/nest-egg)
- [Niche](https://knowledge.finfind.co.za/niche)
- [Overdraft](https://knowledge.finfind.co.za/overdraft)
- [Owner's loan](https://knowledge.finfind.co.za/owners-loan)
- [Persistent](https://knowledge.finfind.co.za/persistent)
- [Personal credit](https://knowledge.finfind.co.za/personal-credit)
- [Personal surety](https://knowledge.finfind.co.za/personal-surety)
- [Pessimistic](https://knowledge.finfind.co.za/pessimistic)
- [Preconceived](https://knowledge.finfind.co.za/preconceived)
- [Preference share](https://knowledge.finfind.co.za/preference-share)
- [Preferential interest rates](https://knowledge.finfind.co.za/preferential-interest-rates)
- [Premium](https://knowledge.finfind.co.za/premium)
- [Prime rate](https://knowledge.finfind.co.za/prime-rate)
- [Prime-linked](https://knowledge.finfind.co.za/prime-linked)
- [Principal amount](https://knowledge.finfind.co.za/principal-amount)
- [Principal debtor](https://knowledge.finfind.co.za/principal-debtor)
- [Proceeds](https://knowledge.finfind.co.za/proceeds)
- [Purchasing power](https://knowledge.finfind.co.za/purchasing-power)
- [Quasi-equity](https://knowledge.finfind.co.za/quasi-equity)
- [Raising fee](https://knowledge.finfind.co.za/raising-fee)
- [Reconciliation](https://knowledge.finfind.co.za/reconciliation)
- [Recoup](https://knowledge.finfind.co.za/recoup)
- [Recurring monthly minimum invoice discounting volumes](https://knowledge.finfind.co.za/recurring-monthly-minimum-invoice-discounting-volumes)
- [Rehabilitation](https://knowledge.finfind.co.za/rehabilitation)
- [Renege](https://knowledge.finfind.co.za/renege)
- [Repayment period](https://knowledge.finfind.co.za/repayment-period)
- [Resale value](https://knowledge.finfind.co.za/resale-value)
- [Retirement annuities](https://knowledge.finfind.co.za/retirement-annuities)
- [Return on investment](https://knowledge.finfind.co.za/return-on-investment)
- [Revolving credit](https://knowledge.finfind.co.za/revolving-credit)
- [Scalable](https://knowledge.finfind.co.za/scalable)
- [Seed funding](https://knowledge.finfind.co.za/seed-funding)
- [SEFA](https://knowledge.finfind.co.za/sefa)
- [Seller finance](https://knowledge.finfind.co.za/seller-finance)
- [Sequester](https://knowledge.finfind.co.za/sequester)
- [Series A](https://knowledge.finfind.co.za/series-a)
- [Severally liable](https://knowledge.finfind.co.za/severally-liable)
- [Shareholder](https://knowledge.finfind.co.za/shareholder)
- [Social Enterprise Funding](https://knowledge.finfind.co.za/social-enterprise-funding)
- [Stock](https://knowledge.finfind.co.za/stock)
- [Stock valuation](https://knowledge.finfind.co.za/stock-valuation)
- [Subsidy](https://knowledge.finfind.co.za/subsidy)
- [Supplier credit](https://knowledge.finfind.co.za/supplier-credit)
- [Surety](https://knowledge.finfind.co.za/surety)
- [Surplus](https://knowledge.finfind.co.za/surplus)
- [Surrender value](https://knowledge.finfind.co.za/surrender-value)
- [SWOT](https://knowledge.finfind.co.za/swot)
- [Tax incentive](https://knowledge.finfind.co.za/tax-incentive)
- [Term loan](https://knowledge.finfind.co.za/term-loan)
- [Trace alerts](https://knowledge.finfind.co.za/trace-alerts)
- [Track record](https://knowledge.finfind.co.za/track-record)
- [Trade references](https://knowledge.finfind.co.za/trade-references)
- [Trading history](https://knowledge.finfind.co.za/trading-history)
- [Tranche](https://knowledge.finfind.co.za/tranche)
- [Turnover](https://knowledge.finfind.co.za/turnover)
- [UIF](https://knowledge.finfind.co.za/uif)
- [Under capitalised](https://knowledge.finfind.co.za/under-capitalised)
- [Undue prejudice](https://knowledge.finfind.co.za/undue-prejudice)
- [Unencumbered](https://knowledge.finfind.co.za/unencumbered)
- [Unsecured lending](https://knowledge.finfind.co.za/unsecured-lending)
- [Unsecured loan](https://knowledge.finfind.co.za/unsecured-loan)
- [Venture capitalists](https://knowledge.finfind.co.za/venture-capitalists)
- [Vetting](https://knowledge.finfind.co.za/vetting)
- [Viability](https://knowledge.finfind.co.za/viability)
- [Working capital](https://knowledge.finfind.co.za/working-capital)
- [Written consent](https://knowledge.finfind.co.za/written-consent)

See less ▼

- [Understanding funding](https://knowledge.finfind.co.za/understanding-funding#main-content)

    - [Challenges to accessing finance](https://knowledge.finfind.co.za/understanding-funding#challenges-to-accessing-finance)
    - [Different funding needs](https://knowledge.finfind.co.za/understanding-funding#different-funding-needs)
    - [Different types of funders](https://knowledge.finfind.co.za/understanding-funding#different-types-of-funders)
    - [Different types of funding products](https://knowledge.finfind.co.za/understanding-funding#different-types-of-funding-products)
    - [Credit scores and reports](https://knowledge.finfind.co.za/understanding-funding#credit-scores-and-reports)
    - [Learn more](https://knowledge.finfind.co.za/understanding-funding#learn-more)
- [Funding for startups](https://knowledge.finfind.co.za/funding-for-startups#main-content)

    - [Angel investors](https://knowledge.finfind.co.za/funding-for-startups#angel-investors)
    - [Crowdfunding](https://knowledge.finfind.co.za/funding-for-startups#crowdfunding)
    - [Family and friends](https://knowledge.finfind.co.za/funding-for-startups#family-and-friends)
    - [Government funding](https://knowledge.finfind.co.za/funding-for-startups#government-funding)
    - [Incubators and enterprise development programmes](https://knowledge.finfind.co.za/funding-for-startups#incubators-and-enterprise-development-programmes)
    - [Overdrafts](https://knowledge.finfind.co.za/funding-for-startups#overdrafts)
    - [Social enterprise funding/impact investing](https://knowledge.finfind.co.za/funding-for-startups#social-enterprise-funding-impact-investing)
    - [Venture capitalists](https://knowledge.finfind.co.za/funding-for-startups#venture-capitalists)
- [Dictionary](https://knowledge.finfind.co.za/dictionary)